Monday, May 26, 2008

ANNOUNCEMENT: New Blog Site Added, read on to pick up a free resource!

I recently added a new blog called TheNaturalInsider.com . This blog discusses information pertaining to natural and organic living, helpful reviews, recommendations, news, and websites that will help you live a longer, healthier and happier life. Any products that are recommended there are either natural or organic and provide the highest quality and value possible while being easy on the wallet.

As a token of appreciation to my readers for supporting WealthAndFinanceInsider.com while we expand and grow, I want to offer you a free resource! It's called Cashing in on Craigslist. This is an brief instructive ebook and video that will show you how you can quickly and easily create an extra income stream earning affiliate commissions by utilizing Craigslist. This is an unbelievable value in which you can put to work immediately and be earning some extra cash as early as this evening! To download this bonus pack immediately, right click on the link below and select 'save target as'. Please note this is a zipped document and you will need winzip or something similar in order to unzip the document.

Cashing in on Craigslist bonus pack

Wednesday, May 21, 2008

Affiliates Organizer- 100% Free

Here's a cool website I just found, it's called Affiliates Organizer and it' designed for those of you who have multiple affiliate accounts. This is a web based organizer to manage all your links, sites, autoresponders, blogs, domain registrars, advertising campaigns and Adsense. This was designed after the Affiliate Organizer which is priced as $67 (at the time of this posting). Let me know what you think!

Monday, May 19, 2008

Looking for CRM for Real Estate?


I found a website recently called Nesters.com for real estate professionals and customers. This site sounds like an innovative idea, because they claim to be able to provide a solution to CRM (customer relationship managemet) issues that different types of real estate professionals come across. By real estate professionals I mean real estate agents, sellers, landlords, real estate investors, and contractors can all benefit from the community and the features built into this website.

If you have questions, I would suggest that you take a look at the FAQ page. Personally, I think the FAQ's could be more in depth, because I still have questions myself. Here is the general idea though: Nesters is a place for people to interact, manage and connect with their customers, track issues, and collaborate with others involved in real estate. It's an interesting idea, and I think it could be worth a peak. Did I mention it's free, so really you have nothing to lose.
I'd like to hear from you and your experiences with this website. So feel free to post your comments at the end of this post!!

Sunday, May 18, 2008

No Nonsense Advertising For Rental Properties


So it occured to me a couple of weeks ago when I was trying to decide how I wanted to advertise my rental property that there had to be an easier more cost effective way to the traditional newspaper advertising I've used in the past. Here's what I came up with:


1. I had a sign made up to put in the front yard with an 800 number and web address (this front yard gets ALOT of driveby traffic). For me this has been very effective, but if you don't see that much traffic, you may have to find alternative locations around the neighborhood or town to place a bandit sign. If your looking for a bandit sign company, try Bandit Signs.


2. I set up an 800 number which takes all my incoming phone calls and sends them directly to a voice mail message. On the VM, I have a 4 minute long description of the amenities and features of the unit and I discuss the rent and security deposit required and application process. I figured this way I won't have to take all those annoying phone calls where you end up repeating the same information over and over multiple times before ever scheduling a meeting to show the unit. After the message plays, they can leave a message if they are still interested in viewing the property. If your looking for a virtual 800 number, try Kall8. I think I'm paying $2 per month plus like 6 cents per minute.


3. I paid for a domain name through 1and1 for $6 and you also get a free 5 page website builder. I set up my website in about an hour and now I have an automated system for brining in prospective tenants. By the time I talk to them, they're ready to set up an appointment to see the property. You can take a look at my site here: http://www.8101tippin.com/ .

Saturday, May 10, 2008

New Real Estate Sites..... take a look

For those like me who are interested in real estate investing, I recently came across two sites that I've found to be very informative on the subject. The first one is RealEstateInvestor.com which is an incredibly dynamic community of real estate investors of all backgrounds and experience levels. In the short time that I've been part of the community, I have found these people very friendly and helpful. In addition, the site offers free membership and a wealth of knowledge and information related to all areas of real estate investing. You can view my profile by clicking here.

The other site is called KickAssWholesaling.com. This site offers lessons on real estate wholesaling techniques in the form of an online class. You start by listening to audio, then reading an overview and taking a brief quiz to test your knowledge. There are 10 lessons in all with 33 audio segments, and so far I've found them to be worth the time and money (it's free).

Does Piracy Boost Sales?

This one has really 'cooked my noodle.'
Mark Joyner is running a rather controversial experiment that
has already sent the marketing experts into a tizzy.
You've probably heard of his book "The Irresistible Offer" - it's
what some call "one of the top 5 marketing books ever written"
and has been one of the best-selling marketing books of the last
3 years week after week.

Mark thinks that by giving it away in ebook form he is actually
going to boost sales of the book:

Click here to get your copy

Is he right?

Only time will tell, but he makes some really good arguments -
even if they seem to fly in the face of what many people have
been saying over the last few years about the relationship
between digital downloads and print media.

I'll be watching this one closely, and so should you.
Meanwhile, you should also definitely grab the download.
Dr. Joe Vitale said that the book is "the first breakthrough in
over 50 years" and it seems the entire pantheon of marketing
gods are in agreement.

It's a deceptively simple read, but well, that's what Mark is
famous for :-)

Till next time,

Jenn Smith

Monday, April 14, 2008

Debt Reduction Plan Using Quicken

I have been using Quicken 2007 for about a year now and before this I had Quicken 2005. I can't say enough, what a time saver this application is. I think my last computer came with a trial copy of MS Money, but I had already had experience with Quicken at this time so I'm not too familiar with this or any other personal finance software. In truth, up until this weekend I really haven't tried to use any other features within Quicken other than the basic banking and account management tools. My husband and I are in our late 20's and like many others we have substantial student loans as well as some credit card debt. In addition we have two car loans, and a mortgage. I decided to go through the debt reduction feature of Quicken (located in the Planning menu under 'Debt Reduction Planner').

It took me probably about a half an hour start to finish after locating the papers for all of our debt accounts. I was absolutely astounded by the results of this process! First the planner takes you through each account after it automatically imports much of the information on each account from the accounts you have set up in Quicken. It asks for some additional information for each account such as interest rate (or APR), minimum payment, how much you currently pay per month, etc. When this is finished, it instructs you on where you could try to lessen some frivolous spending in order to put more money toward paying down you debt. Then it calculates a plan where you pay off your most expensive debt first (the debt with the highest interest or APR).

For instance, we will be paying an extra $400 per month toward paying off our debt, so that $400 will be in addition to our current minimum payment on our credit card. Once this card is paid off, the extra money left over will then be focused on the next debt instrument we will pay off and so on until all debt is paid. The actual total dollar figure that you pay toward debt will not increase or decrease from what you pay now during the beginning of the repayment period. So if you have a total of $3000 per month that you pay on all debts (including the extra allotted amount you have declared here) you will continue to pay this amount through-out the entire repayment period. In our case, it calculated that continuing on paying our debts the way we were, it would take us until February 2073 to pay them off!!! By using this plan, we will be able to knock off 58 years (or by 10/2015) and $127,000 in excess interest. We bought our condo last year on a 30 year mortgage and by following this plan we can have it paid in full within 8 years! One of the best features of this plan is that it allows you to print it out to show the exact payment details for each month of the entire plan and you can set Quicken to automatically alert you if you start to fall behind on your plan. I highly recommend using this feature no matter whether you have 20 debt accounts or if you just have 1!